Monday, May 8, 2017

The Next Bill Down The Pike

Basement Artist was a little concerned, because she got a substantial medical bill for a procedure that she was under the impression insurance was supposed to cover.  She's still figuring out all the "adulting things" herself and has made great progress (she's going to be fine) but getting a notice in the mail asking you to pay several hundred dollars you don't have would rock anybody's day.

And we got to share with her the benefit of our own experience.  I don't think I've had a day in my twenty-seven years of married life when there wasn't some doctor bill I was making payments on, or some health coverage snafu I was trying to straighten out, or some prescription that hadn't been refilled, or some insurance company I needed to call about some claim that hadn't been paid on.  We've made mistakes in some of the things we've done, but sometimes doctors' offices and insurers have made errors in how they filed or processed things as well.

The upshot is, there's always something to deal with.  And no sooner do you get one matter handled than the next thing is coming down the pike.

And you can't let it get to you, and what we were trying, with some success, to get across to BA was that she couldn't let it get to her.  Yes, it was something that needed to be straightened out, but you didn't need to let that ruin your whole day.  No point fretting about it; just make the phone calls, find out what needs to be done to address the situation, and move on.  Oh, and stop to enjoy the sunsets and the kittens and the smell of fresh-baked cookies in the midst of all that.  You can't let worries about doctor bills run your life.

As it turns out, other than a modest deductible insurance IS covering this particular bill.  The doctor's office had just sent us the bill before they received the payment from our insurance company.  If we'd just waited on this one, they would have sent us another, much lower bill the next month.  But it was a five-minute phone call to buy BA some peace of mind--well worth it.

Okay, on to Social Hurricane's doctor bills......

Hope all's well out there, friends, and God bless.

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